Affordable Home Insurance
House Insurance Made Simple
In as little as 60 seconds you could get an affordable house insurance quotation and complete the full process of taking out a policy in 3 minutes or under. All the important completed policy documents and indemnity letter will be ready for you in your email within 3 minutes. If you consider checking yourself the info in the email, 4 minutes is what it should take max. If you are purchasing your first home, this is ideal for you. With other insurers, you could be left waiting for days to receive an indemnity letter in the post. To make things even more user friendly, our questions are kept to a minimum. Contact us today to get set up instantly and if you have any further questions in relation to our services.
Standard House Insurance Quotes
Subsidence & Flood Issues
Claims in the Last 3 Years
Increase Policy Excess to Reduce your Premium
Discounts for Having a House Alarm
Independant Impartial Advice
High Value Home Policies
What is all Risk Cover?
Unspecified All Risks is where you choose an overall value for goods that you want to insure away from the house. This will usually be for smaller value items (typically with a maximum value of €1,000 per item)
Specified All Risks is for individual items with a higher value. You will have to provide a description of the item i.e. 3 Stone Diamond Engagement Ring and a value (insurers may look for a valuation for more expensive items). The typical type of claim that we see for this cover would be where someone loses an item or it is damaged like a Diamond falling out of the mount on a ring.
Specified items will also normally be covered for up to sixty days while abroad also.
Standard Benefits & Features available on your home policy include –
- Any unplanned accident we cover all buildings and its contents.
- If a claim is made, any buildings or contents that are insured, will automatically be replaced without charge.
- For any family weddings or Christmas period there will be a 10% increase on contents.
- There will be a 20% temporarily removed over the Christmas period and for any family weddings.
- Any charges on emergency services benefits up to €1,500.
- A benefit of frozen food covers up to €650.
- Any door lock replacing that needs to be done u to €400.
- There is a feature of Index-Linking available.
- Availability of New to Old cover on all contents.
- Any lost or damaged deeds at any insured event is up to €1,000.
- Guest’s personal effects up to €400.
Optional features and benefits which you may wish to add –
- Caravan and mobile home cover is available.
- There is Childminding cover policy for up to two children on request.
- You can benefit from direct debit payment options.
- We offer extra cover for jewellery and money, etc.
- Any items in your garden that can be seen we can offer you a garden cover policy.
- Emergency home help policy is available.
Have a read through our blog on tips for choosing the right house insurance!