Pembroke Insurances advice on Contractors &
Construction Insurance and Risk Management.
Pembroke Insurances are experts in the Irish contractors construction insurance sector. We have years of expertise and an extensive product range and have spent years developing excellent relationships with construction insurance providers.
We can handle all your construction insurance needs in a one stop shop. We will meet with you to advise on any aspect of your construction related insurance issues and match your needs with the correct solution at the right price.
What can we offer to construction firms of all sizes – Knowledge, Value and Choice – A wide range of specialist insurance markets both in Ireland and at Lloyds.
The Basic Facts
Employers Liability covers you if you are sued by an employee for “Bodily Injury, Illness or Disease” which happens while they are employed by you and when an accident takes place at work. Insurers definition of an employee is any person employed by you under a contract or an apprenticeship.
Public Liability covers you against being sued by anyone other than an employee for bodily injury or loss or damage to property caused by you or your business.
Contractors All Risks Insurance (also known as Contract Works Insurance) is insurance for builders or tradesmen working on site. This insurance can cover damage to property as a result of something going wrong or an accident on site. It can also cover your own Plant, Hired in Plant and Tools belonging to your employees. The main part of this insurance is the contract works section which gives cover for the property being worked on (e.g. new house). The policy does exclude any existing property on the site (e.g. the existing structure if building an extension). Damage caused by you to the existing property would be covered by your Public Liability.