Professional Indemnity Insurance
If you are in a business or professional where you advise others you may find yourself exposed to claims for breach of your duty of care.
If you, in the course of your work of advising clients, make a mistake or do/fail to do something that could cause financial loss to another person then you need this type of cover. Professional Indemnity Insurance covers you for the legal costs in defending actions brought against you and the costs of the award associated with the action.
Our skilled team in Pembroke can arrange a competitive policy that is specific to your requirements. An essential for consulting engineers in Ireland.
Some of the areas we specialise in are:
Accountants & Book Keepers
Accountants work across a wide range of businesses and in a very litigious environment. This broad package policy was built specifically for these professions and fills the gaps in cover left by many traditional liability policies by addressing the real exposures these businesses face on a daily basis.
Architects & Engineers
Architects and Engineers engage in a broad range of disciplines which vary widely from project to project. It is important for architects and engineers to buy an insurance policy which covers the diverse areas in which they work. We understand the risks that design professionals encounter day to day, which allows us to arrange cover that is specific to your needs.
Building Contractors Design & Construct
Contractors are increasingly taking on the design risks in their contracts so Professional Indemnity Insurance is becoming an increasing requirement in these Design and Construct contracts. Any contractor that undertakes design work as a part of a contract needs to have this type of cover. More often than not, Employers will insist on this.
Surveyors & Estate Agents
Estate Agents, Property Management Companies, and Surveying Firms face exposures that are specific to their industry. At Pembroke, we understand these risks better than most, so have the expertise in finding specific solutions to your needs. We can cover your Contractual Liability, Withheld Fee’s, along with your Professional Indemnity.
Recruitment Agencies, Employment, and Staffing Agencies require a specific type of cover. The standard policy that most brokers will sell won’t cover you for what you need. We understand that difference. The insurance we provide covers you correctly for the likes of Vicarious Liability, Placed Personnel, Breach of Regulations and Withheld Fee.
Technology & Telecommunications
At Pembroke, we specialise in arranging insurance in the Technology and Telecommunications sectors, from Start-ups to PLC’s. We understand that the term “Technology” covers a vast array of companies all specialising in different fields. We will take the time to work closely with you so we will understand the risks facing your business in a way that other general insurance brokers won’t, meaning you will get the best cover that really suits your business, not an off the shelf policy!