Affordable Home Insurance
Buying a house is an expensive process and we want to make sure your house insurance is not just another big bill burden. We offer great value home cover by arranging it exclusively online and therefore saving on the cost. We then pass these savings on to the customer in the form of lower premiums. Some of us here at Pembroke have personal experience of disasters, from flooding to fire, burglary to damages. We are confident our cover is one of the best in the country and comes with 24 hour emergency assistance. We have specially negotiated rates for your repairs or replacements of your items even if the damage is not covered under your policy. We provide independent impartial advice on all aspects of Home Insurance and provide a combination of the very lowest premium combined with the broadest cover available.
House Insurance Made Simple
You can get a house insurance quote online in sixty seconds and take out the entire policy in three minutes. At the end of the three minutes you will have your policy document and your letter of indemnity sitting in your email account. So the entire process is done and dusted in just four minutes. This is ideal if you are buying your first house. With the system offered by others you can be waiting for days for a letter of indemnity to be posted out! We have even kept the question set to the bare minimum so it is very user friendly. Please call us now if you have any questions and we can get you set up straight away.
Standard Home Insurance Quotes
If you are looking for a quote on a family or let home of standard construction (brick walls, 100% slate or tiled roof) with a buildings sum insured of less than €500,000 and a contents sum insured of less than €100,000, please continue to our quotation page below.
Subsidence & Flood Issues
If you have been unfortunate enough to have been affected by a devastating loss such as subsidence or flood, you will know the importance of having the correct cover in place, but also how difficult it can be to get an alternative quotation to your existing Insurer. With our extensive access to different specialist markets we are the ones to do just that for you.
Claims in the Last 3 Years
Like the Subsidence & Flood Claims, if you have suffered a loss within the last 3 years it can be difficult to get a quote you are happy with. Our expert handlers have the knowledge required to approach the correct markets for you, in order to get you the best possible price.
Independant Impartial Advice
Whether you are a first time buyer looking for advice on Home Insurance for the first time or you have been in insured for years and are looking to find the best cover available at the lowest price possible, we at Pembroke have the answers that you are looking for.
We provide independent impartial advice on all aspects of Household Cover and provide a combination of the lowest premiums combined with some of the broadest cover available.
We can tailor a package for all circumstances and we keep form filling to a minimum.
For a more specialist Home Insurance quote (built pre 1920, listed, high value sums insured, poor claims history, course construction etc.), please give us a call. We have access to specialist markets, and our expert handlers will be able to tailor a policy to fit your unique requirements.
Pre 1900 Listed Buildings
If you are the proud owner of a listed period building, you will know first-hand the difficulties of getting propper cover. With the access we have to specialist dedicated markets, we can provide you with a competitive & comprehensive solution.
Under Course Construction, Renovation & Self Build Properties
Building the home you’ve always dreamt of, or improving your current residence? This can be very difficult to get the correct cover to ensure you are covered against a loss, should the unexpected happen. Here at Pembroke, our specialist handlers can guide you on the correct decision and obtain a competitive quote on your behalf.
High Value Home Policies
Whether you have particularly high buildings and contents sums insured, or high value specified contents ie. jewellery, works of art, furs etc., we have the policy for you, tailored to fit your needs.
Standard Benefits & Features available on your home policy include –
- Accidental damage cover on buildings and contents.
- Automatic reinstatement of buildings or contents sums insured without extra charge, following a claim.
- Contents increase by 10% over the Christmas period and for family weddings.
- Contents temporarily removed 20% over the Christmas period and for family weddings.
- Fire Brigade charges up to €1,500
- Frozen Food Cover up to €650.
- Door lock replacement up to €400.
- New for Old cover on contents.
- Title Deeds lost or damaged by an insured event up to €1,000.
- Visitor’s personal effects up to €400.
Optional features and benefits which you may wish to add –
- Caravan or mobile home cover.
- Childminding cover – up to two children.
- Direct debit payment.
- Extra cover for jewellery, personal belongings, bicycles and money.
- Garden cover – items that are designed to be left permanently in the open.
- Help in a home emergency cover.